Troy Evans

Welcome to the Troy Evans State Farm Agency! I began my career as a State Farm Agent in 2010. I am a graduate of SUNY Delhi ’92 and Fairleigh Dickinson University ’95. I am passionate about giving back to my community and volunteer at Habitat for Humanity, Special needs, Meals on Wheels, Nourish NJ and Table of Hope.

Our local, friendly, knowledgeable office is ready to help with all of your Auto Insurance, Home Insurance, Renters Insurance, Life Insurance and Business Owners Insurance needs. I am proud to serve the residents of Morristown, NJ and the surrounding area, especially Cedar Knolls, Florham Park, Hanover, Morris Plains and Mendham Township in Morris County. We are open for walk in customers. Saturdays by appointment only!

Please contact me today for a complimentary Insurance assessment. We care, We're fair, Always there to help LIFE go Right!!!

We provide more than quotes. We take a look at your world and your goals and help you build a game plan to protect you from the risks of everyday life. We help people recover from the unexpected. We help people realize their dreams. Please give us a call, email or stop by. We can't wait to meet you!

Hablamos Español.

"Nobody will buy LIFE insurance unless they LOVE someone". - Painful Sacrifice

We are available to help you. Please contact our office during regular business hours.

¡Por favor, llame a nuestra oficina en horario de atención si desea solicitar una cotización de seguro de auto!

• ❖ 🎒 Back to school: review new drivers, student vehicles, carpooling, and changes in daily mileage.

• ❖ 🚗 Auto: update vehicle use, commuting patterns, and any cars added or removed over the summer.

• ❖ 🏡 Home: confirm recent improvements, outdoor structures, pools, sheds, and seasonal repairs are reflected.

• ❖ ⛈️ Storm preparedness: review wind, hail, water, and deductible details, and encourage customers to create a home inventory and emergency plan.

• ❖ 🌳 Property safety: trim trees, secure outdoor furniture, clear gutters, and check sump pumps before severe weather.

• ❖ 🧳 Late-summer travel: review rental cars, road trips, valuables, and coverage while away from home.

• ❖ 🎓 College students: discuss vehicles, renters coverage, laptops, electronics, and personal belongings kept on or off campus.

• ❖ 🏍️ Seasonal vehicles: review motorcycles, boats, ATVs, UTVs, campers, and trailers before summer ends.

• ❖ 📸 Personal property: update photos, receipts, and inventories for electronics, jewelry, sports equipment, and other valuables.

• ❖📞 Annual review: invite customers to schedule a quick coverage conversation before fall routines begin.

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Troy, your local State Farm agent in Morristown, NJ, is here to help.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Connect with Troy for insurance guidance in Morristown.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Morristown, you can count on Troy for personalized service.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Troy is here to help your Morristown household feel covered.

Q: What is renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Looking for coverage? Talk with Troy about your options in Morristown.

Q: What should I know about life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Troy is proud to serve the Morristown community.